Our Checking and Savings Accounts

OK, I think I have come up with a solution to help out with our money issue (that being that our checking account always looks like it has a lot of money in it even if it has been earmarked for something else)! We have two accounts for FOCUS Factor Ministries, one is our checking account, which up to this point has been our main account, and our savings accoutn, which has had $276.oo in it ever since I arrived here three years ago. Do you think it is a good idea to transfer all money that is not designated into our savings account every month so that is our actual "unused" money and leave the money in our checking account that is designated for things? I thought about doing it the other way around, but then when we went to write the checks we would be transfering money all the time. I figured this way our money would be split up and when people look at our accounts we would be able to tell them an exact amount that we don't have designated yet. This would mean we need to estimate how much things cost before we get them and make sure it is in the checking account. If you have any other suggestions let me know. I've already talked this through with Norm and he said it would be a good idea. Let me know and then we'll do it. Norm and Michelle said I could get electronic access to our two accounts so I can transfer money between them fairly easily. I will do this once I get approval from the YWT. Thanks and have an awesome day.

-Joel